Terms of use

What this site is

Covered. is an independent reference site. We summarize publicly available coverage rules from CMS, Medicare.gov, and state Medicaid agencies. We are not Medicare, CMS, or a government agency. We are not insurance brokers and do not sell Medicare Advantage or Medigap plans.

Not advice

Nothing on Covered. is medical, legal, or financial advice. Coverage rules change. Always confirm details with your doctor, your insurer, or a licensed Medicare advisor before making decisions about your care or coverage. See our disclaimer for more.

Eligibility form

When you submit the eligibility form, you authorize Covered. to forward your information to a Medicare-enrolled DME supplier who can help you confirm coverage and start an order. You can opt out at any time. See our privacy policy for full details.

Acceptable use

• Don't scrape the site at scale or attempt to disrupt its operation.
• Don't submit false information through the eligibility form.
• Don't reproduce our content for commercial use without permission.

Limitation of liability

The site is provided as-is. We work hard to keep coverage information current and accurate, but we make no warranty about completeness, accuracy, or fitness for any particular purpose. We are not liable for decisions you make based on the information here. Always verify with primary sources.

Changes

We may update these terms over time. Material changes will be posted on the homepage for 30 days.