Medicare benefits, in plain English
What Medicare actually covers — without the sales pitch.
State-specific rules, current 2026 numbers, primary sources cited. We're not Medicare. We're not brokers. We just read the rules so you don't have to.
Coverage we cover
Each page tells you who qualifies, what it costs in 2026, what documents your doctor needs, and the prior-auth timeline.
CGM
Verified May 2026Yes — Medicare Part B covers a continuous glucose monitor (CGM) when you have diabetes and meet documented monitoring criteria. As of 2023, you no longer need to be on insulin if you have a documented history of problematic hypoglycemia.
Read coverage →Walker
Verified May 2026Yes — Medicare Part B covers walkers as durable medical equipment when your doctor prescribes one as medically necessary for use in your home.
Read coverage →Lift chair
Verified May 2026Partially. Medicare Part B covers the seat-lift mechanism inside a lift chair, but not the chair itself. Reimbursement on the mechanism (HCPCS E0627) is approximately $300 in 2026 — the rest of the chair is your responsibility.
Read coverage →Wheelchair
Verified May 2026Yes — Medicare Part B covers manual and power wheelchairs as durable medical equipment when your doctor documents you can't safely move around your home with a cane, walker, or other mobility aid. Power wheelchairs require prior authorization.
Read coverage →Mobility scooter
Verified May 2026Yes — Medicare Part B covers a power-operated vehicle (POV / scooter) when you can't accomplish daily activities at home with a cane or walker, you can sit upright and operate the tiller, and your doctor completes a face-to-face mobility evaluation.
Read coverage →CPAP
Verified May 2026Yes — Medicare Part B covers a CPAP machine for obstructive sleep apnea after a qualifying sleep study and a 3-month trial period. The machine is rented for 13 months; after that, it's yours.
Read coverage →Oxygen
Verified May 2026Yes — Medicare Part B covers home oxygen equipment and supplies when your doctor documents that you have a severe lung disease or low blood oxygen levels and a qualifying arterial blood gas or oxygen saturation test. Oxygen is rented for a 36-month payment period followed by 24 months of supplier-maintained service.
Read coverage →Diabetic shoes
Verified May 2026Yes — Medicare Part B covers one pair of therapeutic shoes per calendar year plus three pairs of inserts for people with diabetes who have at least one qualifying foot complication. Pending federal legislation (S.4070, introduced March 2026) would simplify documentation and expand prescriber recognition, but the bill has not been enacted as of May 2026.
Read coverage →Hospital bed
Verified May 2026Yes — Medicare Part B covers a hospital bed for home use when your doctor documents a medical condition requiring positioning that a regular bed can't provide. The bed is rented; ownership transfers after 13 months of continuous rental.
Read coverage →Brace (knee/back)
Verified May 2026Yes — Medicare Part B covers rigid and semi-rigid orthopedic braces (knee, back, ankle, neck, shoulder) when your doctor prescribes one as medically necessary. Soft elastic supports are not covered.
Read coverage →
State Medicaid coverage
Medicaid rules differ by state — sometimes dramatically. Pick your state to see what your Medicaid plan covers (and where the gotchas live).
- FloridaFlorida Medicaid (Statewide Medicaid Managed Care)See Florida coverage →
- TexasTexas Medicaid (STAR / STAR+PLUS)See Texas coverage →
- CaliforniaMedi-CalSee California coverage →
- New YorkNew York State Medicaid (NYRx)See New York coverage →
More states coming. Email hello@covered.example.com to request yours.
Quick answers
Common questions where the rules recently changed — and most of the internet hasn't caught up yet.
Why we built Covered.
The internet is full of sales funnels.
Most “does Medicare cover X” pages exist to capture your phone number for a Medicare Advantage broker. We don't sell plans. We tell you what's covered, what it actually costs, and what your doctor needs to file.
Every page is dated.
Coverage rules change. Most reference sites bury the last-updated date — or don't show one at all. We stamp every page with the date we last verified it against the primary source.